Introduction to Mukhyamantri Kisan Sahay Yojana (MKSY)
Agricultural cultivation in Gujarat is frequently exposed to climactic vagaries, including erratic monsoons, severe drought spells in arid Saurashtra and Kutch, and unseasonal cloudbursts in south Gujarat. To replace burdensome private crop insurance systems with an unconditional government-backed safety net, the Government of Gujarat introduced the landmark Mukhyamantri Kisan Sahay Yojana (MKSY).
Under MKSY, all agricultural landholders across Gujarat receive 100% free, zero-premium crop loss compensation. If crops suffer damage of 33% or more due to drought, excess rainfall (heavy inundation), or unseasonal rain (mavthu), the state government disburses direct financial compensation ranging from ₹20,000 to ₹25,000 per hectare (up to 4 hectares) directly into the farmer’s bank account via Direct Benefit Transfer (DBT).
Program Overview and Financial Architecture
| Component | Official Detail |
|---|---|
| Scheme Name | Mukhyamantri Kisan Sahay Yojana (MKSY) |
| Nodal Department | Agriculture, Farmers Welfare & Co-operation Department, Gujarat |
| Premium Paid by Farmers | ₹0 (Zero premium; 100% funded by Gujarat Government) |
| Damage Slab 1 (33% to 60% Crop Loss) | ₹20,000 per hectare (up to a maximum of 4 hectares) |
| Damage Slab 2 (Above 60% Crop Loss) | ₹25,000 per hectare (up to a maximum of 4 hectares) |
| Covered Calamities | Drought (scanty rainfall), Flooding / Heavy rainfall, Unseasonal rain (Mavthu) |
| Verification Platform | e-Gram Centers / AnyRoR Portal |
| Official Portal | agri.gujarat.gov.in |
Covered Natural Risks and Trigger Conditions
Financial assistance under MKSY is triggered automatically based on objective meteorological and revenue criteria:
- Drought (Scanty Rainfall): Triggered in any taluka that receives less than 28 inches of total rainfall during the season, or experiences a continuous dry spell of over 28 consecutive days after sowing.
- Excess Rainfall (Heavy Inundation): Declared in talukas experiencing 25 inches (over 625 mm) of rainfall within a continuous 48-hour window, resulting in standing crop submergence.
- Unseasonal Rainfall (Mavthu): Declared if more than 50 mm of unseasonal rainfall occurs within 48 consecutive hours during the harvesting period (October to December), damaging harvested or mature crops.
Eligibility Criteria
Farmers in Gujarat qualify for MKSY assistance under the following conditions:
- The farmer must own agricultural land in Gujarat recorded in the digitized AnyRoR revenue database (holding active 8-A and 7/12 land records).
- Tenant and sharecropper farmers registered with authorized village revenue authorities are also eligible.
- The agricultural land must be located in a taluka formally declared disaster-affected by the Revenue Department.
- The farmer’s standing crop must have suffered a minimum verified loss of 33% or higher as determined by the joint field survey committee.
- The farmer must have an active bank account linked with Aadhaar and mapped via NPCI.
Documents Required for Claim Submission
Farmers must keep the following authenticated documents ready at their local e-Gram center:
- Digitized RoR 7/12 and 8-A land record extracts from the AnyRoR portal.
- Aadhaar Card of the landholding farmer.
- Bank Passbook copy showing active account number and IFSC code.
- Sowing Certificate (Vavetar Dakhlo) issued by the village Talati-cum-Mantri.
- Active mobile number for status alerts.
Step-by-Step Claim Application and Survey Workflow
The claim assessment and compensation process operates with decentralized efficiency:
- Government Calamity Notification: The Revenue Department formally notifies talukas affected by drought, flood, or unseasonal rains.
- Joint Field Survey: A team comprising the Agriculture Officer, Revenue Talati, and Gram Sevak conducts on-site field crop cutting experiments and GPS-tagged surveys to assess damage percentages.
- Application via e-Gram: Affected farmers visit their village e-Gram Panchayat center (or VCE desk) and submit digital claims on the MKSY portal free of charge.
- District Approval: The District Agriculture Officer and District Collector verify the survey rosters and approve final beneficiary payment files.
- Direct DBT Transfer: Compensation funds are credited straight into the farmer’s bank account via the State Disaster Response Fund (SDRF) / MKSY gateway.
Frequently Asked Questions (FAQs)
1. Does a farmer need to register or pay any fee before the monsoon starts?
No. MKSY requires zero prior enrollment fees and zero premium payments. All registered landholders are automatically covered under the state’s universal protection framework.
2. Is MKSY assistance provided in addition to SDRF disaster relief?
Yes. Farmers can receive assistance under State Disaster Response Fund (SDRF) norms alongside MKSY top-up compensation, up to the statutory ceiling per hectare.
3. What is the maximum land limit for receiving compensation?
The maximum financial compensation ceiling is capped at 4 hectares per farming family, ensuring targeted support for small, marginal, and medium cultivators.
Disclaimer: JanSarkariYojna.com is an independent educational and public information portal. We are not affiliated with the Government of Gujarat. Beneficiaries must verify all official notices and administrative criteria on the official state portal at agri.gujarat.gov.in.