Introduction to Mukhyamantri Parivar Samridhi Yojana (MMPSY)
Universalizing comprehensive social security coverage, life insurance, accident protection, and pension guarantees for economically vulnerable families is a key governance pillar in Haryana. Under the Institutional Finance and Credit Control Department and the Citizen Resources Information Department (CRID), the Government of Haryana implements the landmark Mukhyamantri Parivar Samridhi Yojana (MMPSY).
Under MMPSY Haryana, eligible families whose verified annual household income is under ₹1.80 Lakh receive annual financial assistance of ₹6,000 per family per year. The funds are utilized to pay premiums for central and state social insurance schemes—including PM Jeevan Jyoti Bima Yojana (PMJJBY), PM Suraksha Bima Yojana (PMSBY), and PM Shram Yogi Maandhan (PMSYM)—with the remaining financial balance transferred directly into the family head’s bank account.
Program Overview and Financial Architecture
| Component | Program Specification |
|---|---|
| Scheme Name | Mukhyamantri Parivar Samridhi Yojana (MMPSY) |
| Nodal Department | Citizen Resources Information Department (CRID) / Institutional Finance, Haryana |
| Annual Financial Benefit | ₹6,000 per eligible family per year |
| Target Beneficiaries | Families with verified annual income under ₹1.80 Lakh in Parivar Pehchan Patra (PPP) |
| Landholding Ceiling | Landholding under 5 acres (or business turnover under ₹1.5 Crore) |
| Core Insurance Coverage | PMJJBY (Life), PMSBY (Accident), and pension contributions funded from the ₹6,000 grant |
| Official Portal | cm-psy.haryana.gov.in / meraparivar.haryana.gov.in |
Integrated Social Security Insurance Portfolio
The ₹6,000 annual welfare grant is leveraged to purchase five major social protection policies for family members:
- PM Jeevan Jyoti Bima Yojana (PMJJBY): ₹2 Lakh life insurance cover for members aged 18 to 50 years. The state reimburses the annual premium directly.
- PM Suraksha Bima Yojana (PMSBY): ₹2 Lakh accidental death and disability cover for members aged 18 to 70 years, with premium fully covered by the state.
- PM Shram Yogi Maandhan (PMSYM): Monthly pension contribution ensuring a ₹3,000 monthly pension for unorganized workers upon reaching age 60.
- PM Kisan Maandhan Yojana (PMKMY): Pension contribution for small and marginal landowning farmers.
- Liquid DBT Balance: Any financial balance remaining from the ₹6,000 allocation after deducting statutory insurance premiums is credited as unrestricted liquid cash into the beneficiary’s bank account.
Eligibility Criteria
Families must satisfy all of the following conditions to receive MMPSY benefits:
- The family must be permanent residents of Haryana holding an active Parivar Pehchan Patra (PPP – Family ID).
- The family’s composite annual household income must be verified at ₹1.80 Lakh or below in the state PPP database.
- Landholding limit: The family must own less than 5 acres of agricultural land.
- The family head and adult members must have active bank accounts linked with Aadhaar and mapped via NPCI.
Documents Required for Verification
Beneficiaries require minimal physical paperwork thanks to Haryana’s unified family database:
- Haryana Parivar Pehchan Patra (PPP / Family ID) with verified income status.
- Aadhaar Cards of all enrolled family members.
- Bank Passbook of the family head showing active account number and IFSC code.
- Active mobile number registered with the PPP portal.
Automated Onboarding and Disbursement Process
The enrollment framework operates with proactive automated governance:
- Data Synchronization from PPP: The MMPSY portal automatically pulls family composition, age, and income records directly from the authenticated Parivar Pehchan Patra (PPP) registry.
- Scheme Choice & Consent: Beneficiaries log in to
cm-psy.haryana.gov.in(or visit their local Saral Kendra / Atal Seva Kendra) to select their preferred insurance and pension scheme combinations. - Aadhaar OTP Consent: The family head authenticates electronic consent using Aadhaar OTP.
- Automated Premium Settlement: The state treasury settles the respective insurance premiums with partner banks, and transfers the remaining cash grant straight into the bank account.
Frequently Asked Questions (FAQs)
1. Does an applicant need an income certificate from a Tehsildar?
No. In Haryana, income verification is conducted comprehensively through the Parivar Pehchan Patra (PPP) verification committees, eliminating the need for standalone paper income certificates.
2. What if a family’s income changes above ₹1.80 Lakh?
If an updated PPP verification records an annual family income exceeding ₹1.80 Lakh, the family is automatically re-categorized in accordance with revised state social security brackets.
3. How can I verify if my MMPSY payment has been released?
Log in to cm-psy.haryana.gov.in using your 8-digit Family ID (PPP) to view transaction details, insurance policy numbers, and bank credit reference numbers.
Disclaimer: JanSarkariYojna.com is an independent educational and public information portal. We are not affiliated with the Government of Haryana. Beneficiaries must verify all official notices and administrative criteria on the official state portal at cm-psy.haryana.gov.in.